Folks, the deadline to sign up for health insurance is March 31. If you’re not covered by then, you won’t be able to enroll again until next year. So this is serious. Need some extra inspiration? Here are seven reasons why Vice President Biden thinks you should get covered right now.
1. It won’t break the bank.
Everyone loves a good deal. About 6 in 10 uninsured individuals could pay $100 or less per month for coverage, thanks to tax credits to help them buy a private health plan through the Marketplace or because they are now eligible for Medicaid. And nearly half of single young adults who are uninsured can get coverage for $50 or less in 2014. That could be less than your cell phone bill.
2. Minor injuries can become a real headache.
Get covered and take care of yourself so today’s injury — a bum ankle, a bad back, or a spider bite — doesn’t become a chronic condition that dogs you for the rest of your life. Signing up for health insurance today could save you from a lifetime of medical debt.
3. It’s good to have choices.
Your folks probably told you that “you can be anything you want to be.” Thanks to the Affordable Care Act, you’re one step closer. You no longer have to hold back from pursuing a new or different job for fear of losing your health insurance plan. If you don’t get coverage through work, you can now sign up for quality, affordable coverage at HealthCare.gov that gives you the freedom to follow your dreams regardless of the work you do.
4. You never know.
Maybe you’re at the gym, working out every day. Maybe you run half-marathons for fun. But no matter how healthy and active you are, things can change in a heartbeat. It’s better to be safe than sorry.
5. You (and your mom and dad) need peace of mind.
You’re young. You feel invincible. We don’t blame you. But even if you don’t think you need the peace of mind and security of health insurance, guess what? Your mom and dad need it. They deserve to know that you can get coverage and treatment when you need it the most. You have a responsibility to yourself and those who love you.
6. It’s a BFD.
Vice President Biden’s got a reputation for always meaning what he says — especially about health care. But as the Vice President likes to point out, for 100 years — since Teddy Roosevelt was President — we’ve been trying to make health care more accessible and affordable in America. Well, we’re getting it done right now, and that’s a big deal. Now we’ve got to finish what we started.
7. There are folks standing by to answer your questions and walk you through the process.
There are three main ways you can sign up by March 31: 1) online at HealthCare.govor Cuidadodesalud.gov; 2) on the phone at 1-800-318-2596, available 24/7 in 150 different languages; or 3) in person at locations like libraries and community health centers — visit LocalHelp.HealthCare.gov to find places near you.
After you enroll, spread the word to your friends. Walk them through how you enrolled yourself. Tell them how you helped enroll someone else who didn’t have insurance before, didn’t think he or she could afford it, but signed up and got a good deal. They’ll thank you later.